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허위 거래: 실제 물품 구매나 서비스 이용 없이 가맹점에서 허위 매출전표를 작성하고, 결제된 카드 금액에서 높은 수수료를 제외한 금액을 카드 소유주에게 지급하는 방식입니다.물건을 받고, 상대과 거래를 성사시키는 과정에서 일주일이 넘는 시간이 걸릴 수가

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